Commercial

Got a commercial enquiry and don't know where to turn?

If you are getting enquiries about commercial lending and need help dealing with this valuable business then our Commercial Desk can provide you with:

  • Expert help and information
  • Help accessing our panel of lenders
  • Assistance from enquiry to completion

Call now on 0845 130 7446 or email details of your enquiry to
commercial@mortgage-intelligence.co.uk for a speedy response.

Not regulated by the FSA?

Our Commercial and Buy-to-Let Club is for firms not regulated by the FSA who want to maximise this aspect of their business and access our extensive panel of commercial lenders. We can provide support in placing applications with prime and sub-prime specialist lenders, as well as giving you access to exclusive Buy-to-Let rates.

Our dedicated team can help source the best options for new enquiries, co-ordinate and track your cases right through to completion.

Don’t give your Commercial and Buy-to-Let business away – call our Commercial Desk on
0845 130 7446 or email commercial@mortgage-intelligence.co.uk.

Case studies

Below are examples of two unusual cases that highlight the types of cases we can place easily and quickly.

Case

  • Case called through from broker for applicant to purchase a portfolio of 13 properties.
  • Information received from introducer, with client to purchase a low value portfolio, with high rental income (each property worth less than £25,000).
  • Case agreed to AIP stage (subject to valuation), within 2 days of receipt of all information.
  • Advised by introducer that case was required to complete in 7 working days.
  • Urgent valuation undertaken and case fully underwritten to formal agreement.
  • Legal paperwork to solicitor within 2 days for all 13 properties.
  • Loan agreements and formal papers issued within 2 days.
  • Papers received from client and solicitors on 6th day.
  • Loan fully completed on 6th day from AIP (10 days in all)

Case

  • Case called through for client wishing to have a facility to purchase more properties at auction to add to his residential property investment portfolio.
  • The client was an experienced developer/refurbisher who purchased properties and gave them a quick overhaul – new kitchen /bathroom etc.
  • The client was tied into current mortgages so could not refinance the portfolio.
  • The bank looked at the developers CV to establish the clients refurbishment experience.
  • The bank offered a credit line /drawdown facility of £1,000,000 that the customer could use when he went to auction to purchase similar properties ( subject to valuation) , to refurbish to add to his residential portfolio.
  • This facility is only charged once used – so the broker has a potential to earn up to £5,000 if client chooses to use the full £1,000,000.