Are you having trouble finding a mortgage because you’re self-employed or have an irregular income?

Then a self certification mortgage may be the mortgage option for you. But do you qualify for this type of mortgage?

To find out more contact us and we’ll put you in touch with your nearest mortgage expert who will advise you on the self cert mortgage process and if this is the option for you.

But in the meantime we’ve outlined below some background information on self cert mortgages that we hope you’ll find useful.

In a nutshell a self cert mortgage allows you the borrower to certify your own earnings without having to supply proof of income documentation, such as pay slips or fully audited accounts.

With around 15% of the UK population now being self employed, self-cert mortgages are becoming increasingly popular.

As the market becomes increasingly competitive, the deals available are just getting better and better. You can benefit from these deals as we have access to exclusive offers available only through our network of advisers.

Self cert mortgages are ideally suited to those who are self-employed, or employed but have an irregular income, due for example to bonuses and commission. They are also ideal for those who have several jobs, are seasonal wage earners or those who regularly undertake contract work.

If you fit into any of the categories above or simply want to know more about self cert mortgages then don’t hesitate to contact us and we’ll put you in touch with the nearest mortgage adviser to you. 

As we have access to thousands of mortgages and the ability to negotiate exclusive deals with a huge range of lenders, we can offer a wide range of self cert mortgages with some special features:

• Loans with no income checks up to 90% of the purchase price of the property
  
  
• Available for the employed and self employed
  
  
• Those trading for just one year can be accepted
  
  
• Available to those with more than one job or pension based income
  
  
• Can accept large loans at 90% of the purchase price of the property up to £500,000
  
  
• True self certification mortgages available up to 90% of the purchase price of the property

Whatever your employment situation, we’re certain we can find the mortgage for you.

So if you're having trouble finding a mortgage because you’re self-employed or have an irregular income, then talk to us today and we’ll put you in touch with the nearest expert to you.

The overall cost for comparison is 7.9% APR.