Frequently Asked Questions

Sally Laker, Mortgage Intelligence’s Managing Director, has been in the mortgage business for almost 30 years and is often asked similar questions by her mortgage customers.

So she thought you may find it useful if she answers just some of the questions she is most frequently asked and that you may have. Simply click a question to see the answer.

• Why is it important to get impartial advice?
• How do I go about buying my first property?
• How much can I borrow?
• How much will my monthly payments be?
• I would like to raise additional capital
• I want to stay in my home and get a better rate (remortgage)
• How long will it take to get a mortgage?
• I have had credit problems in the past
• I am not a UK citizen or resident
• I want to purchase a property to let out
• Difference between repayment and interest only
• What are the different types of mortgage products?
• What will happen if the Bank of England Base Rate raises?
• Option to purchase my council property
• I want to build my own house
• What is a mortgage?
• What is Critical Illness